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Change WooCommerce Payment Options From Radio Buttons to Dropdown Menu

I would like to have my WooCommerce payment options displayed as a drop-down menu rather than radio buttons within Checkout, but can’t figure out how to do this and can’t find any plugins to do similar.

I would like the solution to not include editing any plugin or theme files, it will need to be implementable by either functions.php, a custom plugin rather than functions.php or via JavaScript. Happy for it to be either of these.

My site is https://suescents.co.uk

I currently have 2 payment providers, but will be adding a few more.

I’m not sure if this is off-topic or not as its about needing to customise radio buttons to dropdowns via code rather than just woocommerce related.