How to make a seo friendly URL of 2 different pages with same words

my current structure is like this:

1. I have /Homepage/Insurance Category
   which is page that contain links to all sub pages (which are types of insurance products). for example: /Homepage/Insurance/Car-Insurance.

2. I have /Homepage/Reviews/Insurance which is contain pages of specfici insurance companies and review them
   /Homepage/Reviews/Insurance.
   under that, i have pages for each insurance company that review their specific products. for example for insurance company that called AAA it will look like: /Homepage/Reviews/Insurance/AAA/AAA-Car-Insurance

what is the problem?
My insurance company product pages indexed on the same terms of my main page that target this terms.
so google don’t know what to index for those terms and it block the website from indexing properly.